More Money Than Bills©,

Priority Quote: With a written down Dreams List is like our ancestors coming to North America to find freedom and 

begin a new life. But, without a written down Dreams List, its like youre a gunfighter just passing through a nearby 

town. All you have waiting for you is trouble,Eric Dillingham 

The Art Of Making Dreams Come True 

Starting With A Strong Foundation: During my years of Financial Management research, I read The God Memorandum 

that is part of the book titled TheGreatest Miracle In The World written by Og Mandino. And, in The God Memorandum, 

God asks this question: Dost thou remember who implanted those Plans, and Dreams and Seeds of Hope within your 

brain before you were born? 

In The Beginning If I remember it correctly, it was about 1979 when my friend Pat Walz invited me to a free recruiting 

seminar sponsored by Amway. 

The whole thing surprised me delightfully. You see, instead of talking about the opportunities offered by Amway and its 

products, each speaker talked about Dreams. Afterwards, the next hour was spent on opportunities and products of Amway. 

In retrospect, God was at work in my life. Because, from that day forward, Dreams were a top priority for me. 

Background My first author to learn from is the late Charles J. Givens and the first chapter of his called The Dreams List 

Strategy that is part of his bestselling book titled Wealth Without Risk. 

You see, in his book titled Wealth Without Risk, Charles J. Givens has his first chapter titled The Dreams List Strategy. In it, 

there are 6 Headings: If I Had Unlimited Time...If I Had Unlimited Talent...If I Had Unlimited Money...If I Had 

Unlimited Ability...If I Had Unlimited Self-confidence...If I Had Unlimited Family Support...Heres What Id Do 

His original original list of Dreams created at age 18 was 181 Dreams long. And, in later years, he gladly said that he had 

accomplished 170 of his original 181 Dreams. 

Incidentally, in Walt Disney World in Orlando, Florida, you will find my favorite exhibit called Journey Into Imagination, 

which has two hosts: A young dragon named Figment and a red bearded old gentleman named Dreamfinder. 

And, I want to add that the wilderness program based in The United States called Outward Bound has been practicing the art 

of finding dreams for over 60 years. 

You see, before the wilderness challenge begins, all of its participants are gathered around a campfire and paired off in 

groups of two. One participant talksand, the second participant writes down what the first participant would dare try to do 

1 If there were no obstacles;

2 If that person could not fail;

3 If that person had all the resources called for; etc. 

On a website that I found on the Internet, I found 6 Categories of Dreams featuring Laura Vanderkams 10/01/10:My List of 

100 Dreams. And, as of December, 2025, Laura Vanderkam is still crossing off completed items! Here they are: 

1 Professional

2 Financial

3 Travel

4 Other Experiences

5 Possessions

6 Read/Watch. 

And, To make your written down Dreams List even more powerful, I have learned to date it with the current date; sign it 

like a legal contract; and have someone witness your signature. 

Of course, a contract with yourself cannot be legally enforced; and, people may laugh at your contract with yourself. But, 

your brain will begin to take you seriously. For me, personally, it only takes about 3 days. 

Priority Note: To make your brain kick-in, read your written statement aloud, twice daily, once just before retiring at 

night, and once after arising in the morning. Think And Grow Rich by Napoleon Hill. 


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